Research

Many important, innovative and effective programs to address these issues have been implemented around the country and have had a positive impact on large numbers of people in the U.S.  However, in total, these existing programs, while excellent in so many ways, have not been able to address the changing needs of unbanked people or […]

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Service Delivery – Financial Hubs

A Hub would consist of a location bringing together all the needed services to assist low and very low income, unbanked and underbanked households with bad credit (usually about 400 to 600 credit scores).  The use of Hubs or financial centers could provide the most complete set of financial and […]

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Reader’s Note: This post is the first in a series CDF is writing for the California Council of Churches on various financial services issues. The original version of this post can be viewed on their website: calchurches.org/financial-coaching.html. You may view or download a PDF version of […]

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Interested in how Payday loans compare to the other financial issues faced by underbanked populations? You’re in luck! In the following draft PDF, CDF founder Dan Leibsohn shares draft research conclusions from data generated through CDF’s flagship Community Check Cashing nonprofit money services storefront.

Click to view or download via PDF: Payday Loans, Debt […]

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